We're made for freelancers.
Lance is a banking account built for the self-employed.
After speaking with thousands (literally, thousands) of freelancers, we discovered that the most pressing issue for solopreneurs is the total lack of financial clarity. That's why we designed Lance — to make freelance money management a breeze. With your bookkeeping, accounting, budgeting, and taxes out of the way — you're now free to focus on your hustle.
We built a proprietary automatic allocation framework.
Whoa, big words. Let's break it down.
Lance is a smart business banking account. Every time you get a payment into Lance, it'll automatically divide your money based on your preferences (and Lance’s algorithm) into
- your main balance (for business expenses), and
- into a few sub-accounts. We call them stacks.
Stacks currently include: your taxes, savings, and salary. (With Lance Pro, you can schedule an automatic bi-weekly salary transfer to your existing personal checking account.)
We pay your taxes.
Yep, you read that right. Lance calculates how much you'll owe in taxes based on calculating your estimated annual income, rolling income and rolling business expenses. Every time you get paid, Lance automatically puts the right amount in your taxes stack. (With Lance Pro, we'll even automatically pay your quarterly taxes from that stack directly to the IRS.)
We talk to you like a human.
Real people run Lance. People like Guy, our designer, and Polina, our copywriter. We'll never keep you on hold with bad elevator music. And we'll never call you "sir".
That's what makes interacting with Lance such a pleasure. It's like going to your favorite local coffee shop — except your barista is a financial expert, and instead of leaving with coffee, you leave with complete money tranquility.